needabandaid.com

January 16

I BOUGHT THE TRAVEL INSURANCE

Filed under: USEFUL INSURANCE TO HAVE — Meghan @ 9:53 am

I had planned a trip out to College Station, TX, to visit my son and his family around the first of the year. I bought the airline tickets before I broke my foot.  (One saves money if one purchases the tickets a month or more in advance.)  I’m all about saving the money!!   I also bought the tickets online — saving even more money. I did have the presence of mind to buy the “Travel Insurance”.  The carrier that was offered to me was through “Access America”. I think it cost about $35 for the travel insurance. The airfare was around $300. Not too bad.

I called them to file a claim a couple of weeks before my trip was to begin.  They answered the phone promptly and then e-mailed me the claim forms. I had to fill out three pages and the doctor had to fill out two pages.  My doctor charges fifteen bucks to fill out any paperwork.  I don’t blame him, insurance companies are not reimbursing like they used to.  I faxed the paperwork to Access America (including a copy of my “Travel Documents”).  I haven’t heard back from them yet.  Hopefully, I will get reimbursed for the cost of my airfare because I broke my foot and was unable to travel.  So, we’ll see.

An amusing anecdote here is that (before I broke my foot), my boyfriend had also purchased airline tickets for us to go to Vegas.  He was so excited for us to go!!!  I genuinely felt badly when I made him go there without me. (A hooker accosted him when he was out there -- but, that’s another post.)  I did not feel guilty that he didn’t get reimbursed for my non-used airline tickets.  Because when he purchased the tickets I had suggested to him that it might be a good idea for him to spring for the insurance.  He decided not to buy the “Travel Insurance”,  and I just shook my head in wonder.  I didn’t really care because I wasn’t paying for the tickets. (That’s the kind of bitchy girlfriend I am!!)

MY FRIENDS CALL ME ‘A GIMP’

Filed under: PROBLEMS (AND SOLUTIONS) WITH A BROKEN FOOT — Meghan @ 9:21 am

Well, it is six weeks after falling in a hole and my foot is still not healed. My analysis is that I’m now about 75% healed. When I was first injured, I figured that I’d only be out of commission for about a month at most.  I still couldn’t put any weight on my foot after two weeks. I went online to check if that’s normal or what. What I read seriously disturbed me.  Most everyone that wrote about it said it took them ten to twelve weeks to recover. Some took as long as 16 weeks!!!  I think Wikipedia said something about it taking 8 weeks to build up the 5th metatarsal.

I  figured out that the most important thing to do when one breaks their 5th metatarsal is to STAY THE HELL OFF OF IT!!#%&*!!!  When I did my research, I discovered that those who did not stay off their broken foot took much, much, much longer to heal. I am impatient to be back on my feet and normal again. Not to mention feeling fat!!!  My wonderful boyfriend even said that boy, I had better get ‘back in the gym’ again.  (This is coming from a man that looks like he’s seven months pregnant.) It didn’t really hurt my feelings because: (1) He will always be fatter than me.  And (2) He’s right and I am more anxious to be able to work out than he even wants me to.

The other day I started to do research on how one could possibly work out with a broken foot.  There isn’t a lot of exercise that I can do with a broken foot. There are no real videos to follow. There were a few videos of some “wheelchair exercises”.  But, the lady used weights on the thighs. Not a good plan for someone that seriously wants to stay off of it –  for it to heal.  Also, these were only like 3-minute videos with some general information. Someone did mention something about the “Chair Exercise” video.  So maybe I should look into that. Some people said Pilates is good for it. I confess I know very little about Pilates and I think maybe I might need some special equiptment for it. Didn’t I read that the movie stars are always doing Pilates?

I am able to do those (Girl) push-ups. So, that’s good. I am even considering making my very own work-out video for gimps like me. I suppose watching this “Jump-Rope” video didn’t make me feel any better:

December 25

HOW TO MAKE GAS GO UNNOTICED

Filed under: Uncategorized — Meghan @ 8:40 am

Heh.  Heh.  Just read this from “Real Age”.  Thought it might be some good advice.

Click HERE: http://www.realage.com/tips/how-to-make-gas-go-unnoticed

SENATE VOTES 60 TO 39 TO PASS REID HEALTH BILL

Filed under: HEALTH INSURANCE UPDATES — Meghan @ 6:35 am

http://www.lifeandhealthinsurancenews.com/News/2009/12/Pages/Senate-Votes-Reid-Health-Bill.aspx?nul

ALL ABOUT MEGHAN

Filed under: ALL ABOUT ME — Meghan @ 6:11 am

Hello!!!  My name is Meghan and I am an insurance agent.  This sounds like a “Twelve-Step Program”.  Yes. I know the jokes, the put-downs, the boring insurance agent charisma. They’re probably all true. We insurance agents ARE a boring lot.  My plan here is to inform people that read my blog about insurance.  Almost everyone buys insurance locally.  So, most likely I will  NOT benefit from your purchase of  insurance.  I suppose if that my blog gets read enough then some insurance companies would like to advertise on my site.  That’s not my fault. I still intend to be brutally honest and give my fair  (or, maybe not so fair) evaluation of  the various insurance products.

I have sold insurance products of various types for about six or seven years.  My partner and I even had a short-lived radio show about annuities. I take orders in person and over the phone. I am recently divorced. They say that single women live longer than married women — but, married men live longer than un-married men. Don’t say that I understand that at all!! It doesn’t make much sense to me. It seems as if being single for women would give us more to worry about. I STIIL worry about my ex-husband and is he eating right and how could he possibly take proper care of himself without me around??

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